Procrastinating Your Finances? Here’s How to Hack Your Way Out of It

Let’s be honest: when it comes to money stuff, avoiding it often feels easier than facing it. You tell yourself you’ll “deal with it next week,” and suddenly it’s six months later, your subscriptions are silently bleeding your bank account dry, and the thought of opening your banking app makes your stomach turn.

Sound familiar? You’re not lazy—you’re overwhelmed. And when we feel overwhelmed, we avoid. That’s where financial procrastination kicks in.

What’s Habit Stacking?

It’s a psychology-backed way to build new habits by pairing them with things you already do. Think:

Check your banking app while your coffee brews

Transfer $10 to savings after brushing your teeth

Cancel unused subscriptions during your Sunday Netflix binge (ironic, right?)

When you attach micro money moves to everyday habits, they feel easier—and way less intimidating.

Break the Anxiety Loop With Micro Wins

When you’re anxious about money, your brain wants to freeze. But small actions send your nervous system a different message: we’ve got this. You don’t need to figure it all out today. You just need a little momentum.

That’s why I created a totally free, low-pressure checklist called:

“Money Moves You Can Make This Weekend”

It’s packed with quick wins you can knock out in under an hour—no spreadsheets, no guilt, and definitely no lectures.

Grab the checklist from my online store and get moving with small, doable steps that actually feel good. Because your future self is already cheering you on—and I am too.

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